Looks like everywherechat.com is gonna be the winner. it's basically the same as jirc, but it's hosted elsewhere and it uses IRC as well, which is cool cuz anyone can use mIRC to access it still (what can I say, I like IRC).
Thanks TigerLily013, of all the options right now that one turned out to be the best. When I visited before I missed the link showing that you can make your own room and access it directly, instead of going through their site.
I'll work on getting this all set up and it'll be here real soon.... =)
I'll let my friend know. The admin there Wiggymaster is a good friend, and has said many times you're more than welcome to ask for help and assistance if or when you need it. Keep us posted